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Review 10/18/2010
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A person saying she was from Berkley Capital called to say her company was some sort of "government-approved" "transfer agent" and that I was "pre-approved." She said she knew I was applying for a mortgage loan because as a govt-approved agent, it was "public information." This was malarkey. Bottom-feeder lenders by credit report data showing when someone like me just had their credit report pulled for a mortgage loan application. She even denied her company bought the lead (i.e., "Triggers," very controversial, possibly actionable) from a credit bureau.
The FTC and the State AGs should put an end to this. Lenders can only buy credit bureau leads if they make a "firm offer of credit." But the bottom feeders only make slimy bait-and-switch offers. Beware! Also, the comment below praising Berkley was probably from the company itself. Notice how there's nothing specific -- only unsupported platitudes.
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